Georgia Department of Banking and Finance’s Order to Cease and Desist Issued to Mortgage Help Solutions
www.mortgagehelpsolutions.com Becomes Final
Atlanta, GA - November 18, 2009 - (RealEstateRama) — On November 16, 2009, an Order to Cease and Desist issued by the Georgia Department of Banking and Finance (“Department”) to Mortgage Help Solutions www.mortgagehelpsolutions.com located at 160 Clairemont Avenue, Suite 268, Decatur, Georgia 30030 became final.
This Order to Cease and Desist was issued by the Department after it obtained evidence that Mortgage Help Solutions d/b/a www.mortgagehelpsolutions.com engaged in residential mortgage brokering/lending activities without a license or under an applicable exemption in violation of O.C.G.A. § 7-1-1002.
Pursuant to Georgia law, it is prohibited for any person to directly or indirectly solicit, process, place, or negotiate mortgage loans for others, or offer to solicit, process, place, or negotiate mortgage loans for others without a mortgage license or pursuant to an exemption from licensure.
It is further prohibited for any person knowingly to purchase, sell, or transfer a mortgage loan or loan application from or to an entity that is not licensed or exempt from licensing or registration provisions to engage in mortgage broker or lender activities.
Contact:
Rod Carnes
Deputy Commissioner for Non-Depository Financial Institutions
Phone: (770) 986-1371
E-mail: ">
The Department has regulatory and/or licensing authority over state-chartered banks, credit unions, trust companies, mortgage brokers, mortgage lenders, mortgage processors, mortgage loan originators, check cashers, sale of check companies, money transmitters, international banking organizations, and bank holding companies conducting business in Georgia. Visit us on the Web at: http://dbf.georgia.gov/
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